Tax Management

Red Bank NJ Tax Management

Our specialty has always been about helping our client’s reach their financial goals. In working primarily with the lucky middle-class, the most important (and the most overlooked) area is Tax Management and navigation of changes to current tax law (Legislative Risk).

Tax Preparation and Tax Planning are part of Tax Management but tend to focus on the current tax year rules and financial situation of a client. Tax Management is a lifetime discipline that has the most direct impact on retirement success. Tax laws will change in the future! The ability to properly interpret and navigate tax changes & updates for our clients is the largest and most powerful benefit of working with our firm.

Don't Let Unnecessary High Tax Bills Derail Your Retirement Plans

We stay up to date on all of the latest tax code changes and regulations so that you don’t have to! Let us provide you with the peace of mind that you deserve. Reach out now to learn more 

Our Tax Management Philosophy

“GROW Your Money – KEEP Your Money – LEAVE Your Money”. For the lucky middle class, the most important of these disciplines is to KEEP Your Money. Once the Keep is solved, it becomes very easy to figure out the best ways to Grow and Leave your monies. Most firms focus strictly on GROW and completely miss the most important piece of a successful retirement puzzle.

Our expertise in tax planning in addition to our investment management guidance is how we can offer you the comprehensive planning that you deserve for your overall retirement goals. Tax planning and distribution of your retirement nest egg can lead to unnecessarily large tax burdens – don’t fall victim to this common pitfall, reach out now to learn more how we can help you!

Not All Assets Are Taxed the Same in Retirement

Not sure if you’re going to overpay your taxes when you withdraw all of your hard-earned retirement savings? Click the below link to calculate if you’ll be overpaying for taxes in retirement with our simple tax calculator

Our Solutions to Tax and Retirement Risks

Market Risk Solutions

  • Growth potential and protection for your investments
  • Balance growth and stability without assuming excessive risk to your portfolio 
  • AUM investment management

Income Risk Solutions

  • Accumulating funds so you can enjoy income to support the retirement lifestyle you desire
  • Guaranteed income 
  • Help maximize the amount of income you can access in retirement
  • Insurance concepts/solutions such as annuities

Tax Risk Solutions

  • Make informed decisions about tax status of retirement assets, and consider tax diversification within retirement income strategy
  • Determine optimal time to pay taxes on retirement assets
  • May be grossly overstating your assets available for retirement (what is the real value of your retirement savings 401k/IRA account?)

Legislative Risk Solutions

  • Stay up to date on the latest legislative trends going on in the US 
  • Stress test your retirement and tax management strategies to ensure that you’re prepared for tax increases, additional US spending, inflation, etc 
  • Work with a firm that’s up to date on the latest tax code changes such as the Lynch Financial Group

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”) an SEC registered investment adviser with its corporate registered office in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by PCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. The Lynch Financial Group and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice. Insurance, Investment, and Tax Services offered through The Lynch Financial Group  are not affiliated with PCA. Information received from this website should not be viewed as investment advice. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries. This site may contain links to articles or other information that may be contained on a third-party website. PCA is not responsible for and does not control, adopt, or endorse any content contained on any third party website. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site ( For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

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